CBA Auctions retains the right to govern goods and services sold to clients and to maintain the level and integrity of our business. CBA Auctions has the right to terminate an auction at any time; withdrawal from sale of any item; to sell at an auction items not listed; to group one or more lots into one or more selling lots or to subdivide into two lots or more selling lots. The auction company also reserves the right to sell all of the items listed in bulk.

Payment:
a) All payments will be required to be paid for with the credit card on file after auction is complete. The credit card on file will be charged for the items you won.
b) Sales tax will be charged at the rate of 7% and collected on all purchases, as required by appropriate state/local laws. If you are sales tax exempt, you will need to provide to us the correct form. ST-105. http://www.valero.com/BusinessPartners/Documents/IN Sales tax Exemption ST105.pdf.
c) Buyer's Premium is 15% for this auction.
d) Buyer specifically waves the right to dispute or deny payment for any purchases made with a credit card.
e) No items will be removed until they have been paid for. Purchaser is responsible for removal of all purchased goods. No abandonment of purchased items is allowed. All abandoned items will be discarded or sold for storage and moving fees.
f) Purchases may be paid for and removed at any time during the auction as long as the auction is not disrupted by this activity.

Loading Equipment:
a) CBA Auctions does not lend, lease, or borrow any equipment, nor deliver sold goods. Buyer is responsible for their own removal of all items. Please bring any packing material and boxes that you may need. Please bring assistance to move heavy items to your vehicle and any tools for dismantling.

Item Removal:
All items must be removed within 24 hours of the auction closing and/or within the specified date. If items are not removed by this time they will be forfeited and/or sold for storage.

No Liability:
a) CBA Auctions assumes no liability for your purchases. The buyer assumes and does agree to indemnify and hold the auction company and seller harmless from any future claim that shall pertain to fitness or use of the asset being purchased.
b) Persons attending during exhibition, sale or removal of goods assume all risks of damage or loss to person and property and specifically release and indemnify the Auction Company from liability thereof. Neither the Auction Company nor his principal or seller shall be liable by reason of any defect in or condition of the premises in which the sale is held.

Consignors & Bidders:
a) All consignors must fill out a contract with CBA Auctions, sign forms and abide by our terms listed.
b) All bidders must register for bidder's numbers using proper ID or proper information.
c) No consignor, seller, or agent for seller has the right to bid on their consigned goods.
d) Any employee of CBA Auctions may bid at any auction if they wish to purchase an item.
e) All items become the sole responsibility of the purchaser when the auctioneer confirms your bid as the successful winner. We are not responsible for lost or stolen items.
f) If there is any dispute between two or more bidders, the auction company or its� auctioneer, may decide the successful bidder. The decision of the auction company, or its� auctioneer, shall be final and absolute.

Loss of Bidding Privileges:
a) If you have failed to pay for an item, or failed to timely pick-up items, your bidding privileges will be revoked. Your privileges may be restored by paying for the item or repaying for the loss of the revenue due to the items not having been sold and by placing a credit card on permanent file whereby future purchases will automatically be charged.

Delinquent Accounts:
a) The bidder that has not paid for, or has not removed their items from the auction site, will be subject to the cost of storage, trucking, re-sale, deficiency balances, collection fees, and any legal fees for recouping a loss due to the bidder's negligence.

Reserves:
a) Any and all items that CBA Auctions agrees to sell are subject to a reserve as per Indiana State Auction Law.

Documents:
a) All documents must be completed in full by buyers and sellers. For Example: Death Certificates, Letters of Authority, Creditor Leins, and UCC's when purchasing vehicles, firearms, etc.
b) All gun buyers will be required to fill out a 4473 form and pass a background check. Out of state buyers will be required to have any and all guns shipped to an FFL (Federal Firearms License) Dealer.

Compliance with the Terms of Sale:
a) In default of payment of bills in full within the time announced for this auction the Auction Company in addition to all other remedies allowed by law, may retain all monies received as deposit or otherwise, as liquidated damages.
b) CBA Auctions is in complete accordance with Indiana statutes and Indiana Administrative codes, Title 25, Title 812, Department of Revenue Tax Bulletin #20, and Reference IC 6-2-4.

Conditions of Items Sold:
a) All information is believed to be accurate, but the auction company shall not be responsible for the correct description, authenticity, genuineness of or defect in any lot, and makes no warranty in connection therewith. No allowance will be made or sale set aside on account of any incorrectness, error in cataloging or any imperfection not noted. No deduction will be allowed on damaged articles as all goods being exposed for public exhibition are sold �as is� and without recourse. CBA Auctions requires any and all buyers to preview and make your own opinion of conditions.

Auctioneers have the right to refuse service or eject any person obstructing the auction process.

The record of sale kept by the Auction Company, the audio tape of the auction and the bookkeeper records will be taken as final in the event of any dispute.

Privacy Policy:
We respect and are committed to protecting your privacy. We may collect personally identifiable information when you visit our site. We also automatically receive and record information on our server logs from your browser including your IP address, cookie information and the page(s) you visited. We will not sell your personally identifiable information to anyone.

Security Policy:
Your payment and personal information is always safe. Our Secure Sockets Layer (SSL) software is the industry standard and among the best software available today for secure commerce transactions. It encrypts all of your personal information, including credit card number, name, and address, so that it cannot be read over the internet.

Refund Policy:
ALL SALES ARE FINAL - NO REFUNDS. Everything is sold �AS IS/WHERE IS� with no warranties, representation or guarantees expressed, implied or otherwise given.

Shipping Policy and Local Pick Up Terms:
LOCAL PICK UP Preferred! CBA Auctions wil ship at buyer's expense. CBA Auctions will not be responsible for delivering the items you won to any third party shipping provider. All items won must be picked up on Saturday at the scheduled time unless you call us at (765) 571-9007 to make other arrangements. Otherwise your items will be considered abandoned and will be re-sold or discarded. All winning bidders will be charged after the auction is complete.

Online auction only! Bid Now @ Craneyauctions.hibid.com The estate of Mary Morgan located in Middletown IN. Many antique lamps, figurines, & home decor. Detached garage filled with tools and a very nice Simplicity 27HP riding mower with 54" deck & Honda scooter. Great sale, 600 lots!