TERMS & CONDITIONS:
**BY PLACING A BID, BIDDER CERTIFIES THAT THEY HAVE READ AND WILL ABIDE BY ALL TERMS AND CONDITIONS AS STATED BELOW.
**IT IS THE BUYER'S RESPONSIBILITY TO UNDERSTAND ALL THE TERMS AND CONDITIONS PRIOR TO BIDDING.

**ON-LINE BIDDING
This is a timed, Online-only Auction; the highest bid online when the bidding closes will be the winning bid for the item.
This auction will incorporate a "SOFT CLOSE". Bidding within the last minute before the closing of an item will extend the bidding time on that item by an additional minute. This prevents individuals from placing a bid on an item at the last second to prevent others from bidding more.

**BUYERS PREMIUM: Buyer's premiums do apply on all on-line purchases. Buyer's premiums are determined by the auction and the rates can be found posted in several lots throughout the auction catalog.

**ITEMS SOLD "AS IS, WHERE IS"
All items are sold "AS IS, WHERE IS" with no warranty or guarantees, expressed or implied, by the seller or Koons Auctions. Bidders accept all auction items/property "WITH ALL FAULTS", whether immediately apparent. It is strongly recommended that bidders thoroughly inspect items before placing a bid. Items are described as accurately as possible, but do not represent any guarantee by the seller or Koons Auctions.
By placing a bid, bidder signifies that they have inspected the item to their satisfaction.
**Disclaimer: All items sold on our auctions are unknown to us. However, we make every attempt to research items to the best of our ability. We are NOT coin experts and we make NO Guarantee to the authenticity, the Grade, or the condition of the coins listed on this auction. We encourage interested buyers to attend our preview of auction items to inspect items in person. If you contact us we may be able to text you different pictures of an item if you are unable to come to the preview. We make NO guarantees on these items.

**PICTURES & ITEM DESCRIPTIONS:
We make every attempt to describe items to the best of our knowledge and we also provide multiple photos of each item; however, photos may or may not fully represent the item. Lighting, surroundings and other factors can affect the perception of an item in a photo; therefore, all bidders are responsible for their own personal inspection of the item(s) before placing a bid. Photos and descriptions are to be used as a guideline only. We strongly urge bidders to attend the scheduled preview of items.

**EMAIL:
Bidders who register for any auction will be added to our mailing and email lists. By agreeing to our terms and conditions, bidders agree to opt-in to each list. Email or mail recipients may opt-out at any time.

**AUCTION SOFTWARE:
Koons Auctions will not be held liable for any software or software malfunctions.

**INVOICING:
An invoice and payment instructions will be sent to each buyer's registered email at the close of
the auction.
Please read email message completely for PAYMENT & PICKUP INSTRUCTIONS/LOCATION.
Contact us at (507) 236-2902 if you do not receive an invoice from us within 24 hours of auction close.
Payment must be received at time of checkout and pickup following the conclusion of the auction.
If payment is not received or payment arrangements made within 5 days after the conclusion of the auction, the buyer will lose all right, title and interest to the item(s), including any and all moneys.
Auction items will not be released for pickup until payment is made in full.
We use two main email addresses KoonsOnline@koonsauction.com & koonsonlineauctions@gmail.com
Please make sure these email address' are marked as safe senders on your safe email list.
SOMETIMES INVOICE EMAILS WILL BE DELIVERED TO YOUR SPAM/JUNK MAIL FOLDER.
**PLEASE CHECK these folders before contacting us!
WE DO EMAIL INVOICES OUT TO THE EMAIL ADDRESS YOU HAVE ON FILE AFTER THE AUCTION. It is YOUR RESPONSIBILITY to MAKE SURE you pay for your purchases or take the chance being banned from future auctions.

**SHIPPING CUSTOMERS PAYMENTS: You will receive your regular invoice after the auction ends. That invoice will have wire transfer instructions on it. Please print that out and take to your bank to send the wire transfer.
Once your items are paid for. We will move your items to the shipper's area.
He will then pack your items and INVOICE YOU SEPARATELY with a square invoice WITH A LINK TO PAY YOUR SHIPPING INVOICE ONLINE. Watch for that invoice that will come from 4diamondshi@gmail.com.
We experience high volumes of shipping. Customers can expect their packages to arrive at there destination 14-30 days after their shipping invoice is paid.
FAILURE to comply with these terms will prohibit bidder from participating in future live or on-line auctions conducted by Koons Auctions.
SOMETIMES INVOICE EMAILS WILL BE DELIVERED TO YOUR SPAM/JUNK MAIL FOLDER.
**PLEASE CHECK these folders before contacting us!

**ITEM PICKUP:
Removal and/or transportation of item(s) won on auction shall be at the expense, liability and risk of the buyer. Any Items not removed at the allotted checkout time, unless arrangements have been made and agreed upon by seller, and Auction company will be considered abandoned and the purchaser will lose all right, title and interest to the property, including any and all moneys from the buyer.
FAILURE to pickup/pay for items WILL result in buyer being PERMANENTLY BANNED from future auctions.
BRING WITH YOU: Loading HELP, Tools, Carts, Boxes and Packing materials, Load straps, Chains, Binders and any other items you may need to load, pack and haul your purchases.
Some Items may need to be move up or down stairs. Bring Adequate Help With You.

**SHIPPING:
Koons Auctions does not ship items. However, SHIPPING IS AVAILABLE on most items through the independent shipper located in our facility.
If you have questions if an item can be shipped. Please contact the shipper we use for shipping information. John from Four Diamonds Home Inspections 4diamondshi@gmail.com.
John does a nice job and is always willing to work with customers. NO item(s) will ship until both auction invoice and shipping/handling invoice is paid in full.
***We would like to remind customers that the shipping process is slow, tedious, and not cheap. The packing of items takes time, materials, and staff. In the current times, both staff and materials are hard to come by for not only for our shipper, but also for USPS, UPS, SPEEDY and FedEx. These staffing issues are causing delays in shipping. These companies also know how to and are not afraid to charge for their services. ***While FOUR DIAMONDS (Shipper) will try to get items out as fast and as reasonable as possible. Customers should realize that not every customer's package can be the first one shipped. Due to the high volume of shipping required for our auctions, and the delays from shipping companies. For this reason, NO items will be packed for shipping until after payment in full has cleared! Most customers can expect to receive their package(s) from 14-30 DAYS AFTER auction invoice is paid in full.

**COIN HANDLING FEES:
The handling fees indicated herein cover the costs of Packing Box and Materials, Labels and Labor.
Fees:
Small Box: (4in. x 3in. x 2in.) FEE = $3.00 (holds at least 5 small lots of single coins and or rolls of coins).
Medium Box: (6in. x 4in. x 3in. or 9in. x 6in. x 4in.) FEE = $6.00.
Large Box: (Rate will vary on size of box and the number of lots.) FEE $8.00 to $12.00.

**INSURANCE FEES:
**Insurance: Coins/Currency are NOT covered under the carrier's insurance policy therefor these items will ship uninsured.
Your shipment can be insured by an outside insurance company, at the customer's request for an additional fee.
Contact John at 4diamondshi@gmail.com with your invoice number to authorize insurance.

**SHIPPING FEES:
As always John will keep the actual "shipping fees" to a minimum. Shipping fees will vary depending on several things including (Size of box, Weight of box and Destination package is shipped to.)
We expect customers to follow the same payment rules as Koons Auctions enforces.
If a customer mistreats John, Koons Auction will ban that buyer from future auctions.

**RETURNED CHECK FEES:
A fee of $40.00 + ALL costs to recover will be assessed on returned checks and may result in the bidder being denied access to future auctions.
Be sure you can pay immediately after the conclusion of the auction and realize your bids are not conditional upon financing.

**PAYMENT PROCEDURES:
Payments will be made directly to Koons Auctions.
Payment IS TO BE MADE DURING CHECKOUT/LOADOUT. See Checkout/Loadout information.
FORMS OF PAYMENT: Cash, Company/Personal "GOOD" Check, or Wire transfer w/$20.00 fee.
**Koons auctions reserves the right to accept alternate payment options for long-term loyal customers with a proven track record. Contact Richard at 507-236-2902 to make arrangements.
All Checks are to be made payable to Koons Auctions

**REJECTIONS & CANCELATIONS: Koons Auctions reserves the right to reject any and all bids.
Koons Auctions reserves the right to cancel any auction at any time.
Koons Auctions reserves the right to cancel the sale of any and all items to any buyer before the items are removed or shipped from our facility.
Koons Auctions reserves the right to permanently ban any bidder who is troublesome in any way.
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Don Stelter Estate Coin Auction FEATURES INCLUDE: $5 Gold piece; 10 Troy Oz silver bar; Several 1 Troy Oz bars; Morgan dollars; Piece dollars; Walking Liberty Coins; Seated Liberty Coins; Standing Liberty Coins; World Coins (collectable & random); Proof Sets; Uncirculated (Sets & Coins); Paper money (Silver Certificates, $2 bills, Wood choppers; Forgien, $50 bills, $100 bills +); Barber coins; Mercury Dimes; Indian Pennies; MANY Wheat Pennies; Presidential Dollars; Buffalo Nickles; Many Pre-19001 coins; Ike Dollars; Kennedy Half dollars; Franklin Half dollars; Token & commemorative coins; Pocket watches; Jewelry; Dental fillings; Some Jewelry; Pocket Watches; Dental Fillings; a little bit of everything.