TERMS OF SALE



1. The successful bidder ("Purchaser") shall pay a Ten Percent (10%) nonrefundable down payment payable to the Trustee immediately after the conclusion of the auction with balance due and payable within thirty (30) days from the date of the sale payable by certified check, cashier's check, or wired funds. In addition to the sales price, the Purchaser will be responsible for a ten percent (10%) "Buyer's Premium" which will be added to the final bid amount and due at time of sale payable to Joe Pyle Auction & Real Estate Services LLC to determine final aggregate contract price. Remote and/or online bidding may also be permitted. Please contact the auction company in advance of the sale to arrange for remote bidding, if available. If remote and/or online bidding is permitted and the successful bidder participated remotely and/or online, the down payment and buyer's premium must be paid in full within twenty-four hours of the conclusion of the sale or the Trustee reserves the right to reject the bid.



2. The sale of the property will be made subject to all matters having priority over the deed of trust referred to herein including but not limited to any and all assessments and taxes against said property, all prior liens, encumbrances, lease, restrictions, covenants, conditions, right of ways



and easements of any nature whatsoever.



3. The purchaser shall be responsible for the payment of the transfer taxes imposed by West Virginia Code § 11-22-2.



4. The subject property will be sold in "AS IS" condition. The Substitute Trustee makes no representations and warranties of any kind or character including, but not limited to, the condition of the real estate or the title to the real estate to be conveyed.



5. The Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property.



6. The Trustee reserves the right to adjourn the sale, for a time, or from time to time, without further notice by announcement at the time and place of the sale described above.



7. The beneficiary of the Deed of Trust and holder of the note thereby secured reserves the right to submit a bid for the property at the sale, which bid may be in the form of a credit bid.



8. Such other terms as may be announced at the time of Sale.